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🔍 Due Diligence Guide

Due Diligence Checklist

Complete checklist covering 8 key areas and 120+ checkpoints for thorough business acquisition review

📅August 19, 2025
⏱️20 min read
120+ Checkpoints

📋Due Diligence Overview

8

Key Areas

Comprehensive Coverage

120+

Checkpoints

Detailed Items

6-12

Weeks Timeline

Typical Duration

🚨

Red Flags

Risk Indicators

🎯

Why is Due Diligence Critical?

Thorough due diligence uncovers hidden risks, validates assumptions, and provides the information needed to make informed acquisition decisions and negotiate favorable terms.

💰1. Financial Due Diligence

📊 Financial Statements Review

  • Audited financial statements (3-5 years)
  • Monthly management accounts (current year)
  • Cash flow statements and projections
  • Working capital analysis
  • Revenue recognition policies
  • Cost accounting methods

🔍 Financial Analysis

  • Profitability trends and margins
  • Revenue composition and seasonality
  • Debt structure and covenant compliance
  • Capital expenditure requirements
  • Tax compliance and provisions
  • Related party transactions

🏢3. Commercial & 4. Operational Due Diligence

📈Commercial Review

  • Market position and competitive analysis
  • Customer concentration and contracts
  • Supplier relationships and dependencies
  • Sales pipeline and forecasting
  • Pricing strategy and margins
  • Distribution channels and partnerships

⚙️Operational Review

  • Manufacturing processes and capacity
  • Quality control and certifications
  • Supply chain and inventory management
  • Key performance indicators
  • Operational risks and mitigation
  • Scalability and growth potential

👥5. Management & 6. Human Resources

👔Management Review

  • Management team experience and track record
  • Organization structure and reporting
  • Key person dependency risks
  • Succession planning
  • Management information systems
  • Decision-making processes

👥HR & Employment

  • Employee contracts and terms
  • Compensation and benefits structure
  • Union agreements and labor relations
  • Employee turnover and retention
  • Training and development programs
  • Employment law compliance

💻7. Technology & 8. Tax

💻IT Systems Review

  • IT infrastructure and architecture
  • Software licenses and agreements
  • Cybersecurity policies and incidents
  • Data backup and disaster recovery
  • Technology roadmap and upgrades
  • IT support and maintenance

📊Tax Due Diligence

  • Tax returns and assessments (5 years)
  • Current and deferred tax liabilities
  • Transfer pricing documentation
  • Tax audits and disputes
  • Tax incentives and benefits
  • International tax planning structure

🚨Critical Red Flags

Warning Signs to Watch For

💰 Financial Red Flags

  • ⚠️Declining revenue or profitability trends
  • ⚠️Unusual accounting practices or adjustments
  • ⚠️High customer concentration (>30%)
  • ⚠️Cash flow inconsistent with profits
  • ⚠️Significant related party transactions

⚖️ Operational Red Flags

  • ⚠️Key person dependency
  • ⚠️Pending litigation or regulatory issues
  • ⚠️High employee turnover
  • ⚠️Obsolete technology or systems
  • ⚠️Environmental or compliance violations

Due Diligence Timeline

Typical Timeline (6-12 Weeks)

1-2

Weeks 1-2: Setup & Planning

Team assembly, data room setup, initial document review

3-6

Weeks 3-6: Core Review

Financial, legal, commercial, and operational analysis

7-9

Weeks 7-9: Deep Dive

Detailed investigation of identified issues and risks

10-12

Weeks 10-12: Reporting & Closing

Final reports, risk assessment, and closing preparation

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